Report any problems you have with a debt collector to your State Attorney General’s office and the Federal Trade Commission. Many states have their own debt collection laws, and your Attorney General’s office can help you determine your rights.
You can file a complaint with the FTC by contacting the Consumer Response Center
by phone: 202-FTC-HELP (382-4357)
by TDD: 202-326-2502
by mail: Consumer Response Center
Federal Trade Commission
Washington, D.C. 20580
or by e-mail: www.ftc.gov
and register your complaint by using the electronic complaint form found there.
Although the FTC generally cannot intervene in individual disputes, the information you provide may indicate a pattern of possible law violations requiring action by the Commission.
For more information on Fair Credit Reporting, how to dispute credit reporting errors and much more, go to www.ftc.gov.