Will filing bankruptcy prevent my getting a student loan?

Student loans are usually guaranteed by the federal government and are not based on the credit of the student. This type of student loan will not require a credit report and may be obtained after a Chapter 7 case is completed. If a student loan is needed during a Chapter 13 repayment plan a letter from the Chapter 13 trustee is needed prior to obtaining the loan. Student loans for children to go to school are normally signed only by the child and are usually not cosigned by the parent so these loans are not affected by the parent’s bankruptcy case.