What are my rights if I am sued for a debt?

If you owe a debt, your creditor can sue you for the amount owed. You have the right to be notified of the creditor’s lawsuit and to dispute the amount which the creditor claims you owe. If the creditor proves you owe the money, he will get a judgment against you for the debt amount plus any other expenses which your contract says you must pay. These may include interest, attorney’s fees and late charges. After the creditor gets a judgment, there are several things he can do to collect.