Are there any debts which I cannot discharge through bankruptcy?

Certain types of debts are not subject to discharge. Debts arising from alimony or child support, debts for fines or restitution for a crime, and a claim for personal injury caused by drunk driving are not discharged under bankruptcy. Most taxes and student loans also are not discharged. Under a Chapter 7 the following debts may not be dischargeable:

  1. Debts created as a willful and malicious injury and from crimes such as theft or embezzlement
  2. Debt created by giving a false loan application.
  3. Some debts incurred by a divorce decree or separation agreement.

A creditor who wishes to object to discharge of a debt must file a specific complaint by a certain date or the debt is included in the debt that is discharged.