Foreclosure

If your house is at risk of foreclosure or is currently being foreclosed on, take immediate action. You may still have time to save your home.  It is important that action take place to stop the foreclosure before the advertised sale date.

Filing a bankruptcy will immediately halt the foreclosure process. Tennessee is a non-judicial foreclosure state meaning a house can be sold by foreclosure without any court action being taken.  If a bankruptcy is not filed in time, the sale can take place on the courthouse steps with just a notice in the newspaper. Don’t take chances with losing your home. Call us for an early appointment to consider your options.

State Courts rarely grant requests for an injunction and they may limit the injunction so that the homeowner may still be faced with a foreclosure. A homeowner can more effectively use Chapter 13, as a form of foreclosure defense, to catch up payments and get the mortgage back on track.